Articles and News

Here you will find informative articles and news related to the insurance market and laws in Ecuador. As laws change, new articles will be published so be sure to be aware of the publishing date and be sure that the content your are reading is the most recent. 

Advisors vs. Sellers – Insurance Market

In the Ecuadorian insurance market, there are 19 health insurance companies offering individual plans that can be purchased either personally or through an insurance advisor. But what is the difference between an insurance advisor and an insurance seller? An insurance advisor focuses on offering plans that meet the clients' needs as part of their professional career, whereas an insurance seller offers plans that suit the insurance company's needs. In other words, the advisor works for the client, while the seller works for the insurance company. In our agency authorization, there is a clause...

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BENEFITS OF CONTRACTING A POLICY WITH CONFIAMED

Confiamed is a highly profitable company that began operations in Ecuador in 2009. Since then, it has remained among the highest-rated nationally for its prompt payment capacity, agility in reimbursement responses, and above all, because it has a highly trained human capital. Bluebox advisors maintain a beneficial closeness with the company due to its high production and low accident rate, allowing alliances to strengthen and additional benefits to be added for Confiamed affiliates through our brokerage. The high demand for monthly contracts handled through our consultancy has allowed...

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Training at IPBF (Institute of Banking and Insurance): Driving Excellence in Medical Claims

In a continuous effort to elevate our standards and provide exceptional service to our clients, the claims agents at Bluebox Advisors recently participated in specialized training focused on medical claims. Geovanny Calderón and Stefany Quijije, two of our talented agents at the national level, attended this intensive course organized by the Institute of Professionals in Benefits and Finance (IPBF). Bluebox Advisors takes pride in being a bilingual team with over a decade of experience in the market. Our mission is to deliver comprehensive and personalized solutions to our clients, and this...

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Discover the new health plan from BlueBox Advisors with Sweaden Insurance: ¡Comprehensive and accessible coverage throughout Ecuador!

BlueBox Advisors is a company committed to its affiliates, constantly seeking new strategic partners to create health plans that benefit its members. We are the only company that offers affordable health insurance rates with high coverage. We enjoy exclusive product offerings in various Ecuadorian companies, and today we want to tell you about an invitation from SWEADEN Insurance to BBA to be part of their new health insurance proposal. Let me share some important facts about this highly profitable company with an AAA rating. SWEADEN INSURANCE COMPANY S.A. is an Ecuadorian company operating...

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Protect Your Well-being in Ecuador with Bluebox Asesores.

Being insured is more than a precautionary measure: it's an investment in your peace of mind and well-being. For expatriates who have chosen Ecuador as their home, having the security of insurance coverage tailored to their specific needs is paramount. At Bluebox Asesores, we understand the intricacies of living in a new country and specialize in offering insurance solutions that align with your lifestyle and priorities. Our health insurance products are designed with you in mind. We comprehend the differences in the healthcare system and ensure to provide you with options that align with...

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Addressing the Situation When Your Primary Physician Suggests a Possibly Unnecessary Procedure.

The elderly phase of life demands respect, care, and specialized attention. For expatriates who have spent years in the United States and across the globe and have chosen Ecuador as their new home, ensuring quality care is a priority. At Bluebox Asesores, we understand the importance of safeguarding your health and well-being, especially at a stage where care and medical attention are fundamental. Moreover, within our insurance method, we have incorporated personalized advice in case you have doubts about procedures suggested by your physician. Unfortunately, in Ecuador, there isn't a legal...

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Did you know that in Ecuador, only 17% of vehicles are insured?

On the bustling roads of Ecuador, road safety is paramount. Unfortunately, traffic accidents are a harsh reality that can irreversibly impact lives. According to recent statistics, vehicle thefts in Ecuador have increased by 25% in the last year, and the death toll on roads remains alarmingly high, with an average of 20 fatalities per month. As per data from the newspaper Primicias, in the first half of 2023 alone, there were 1,156 victims—a record high since 2019. Meanwhile, during the same period, there were 9,986 accidents, compared to 10,952 from January to June 2022 and over 12,000 in...

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“CHRISTMAS: A MONTH TO SHINE WITH LOVE”

Blue Box gives love to 250 Children and families of Ecuador. December is undoubtedly one of the most emotional months of the year, a time for family unity and the celebration of the birth of God. This month invites us to be charitable and go beyond, allowing the love we hold to bring us closer to people we've never met. Year after year, Blue Box Advisors strengthens alliances with foundations like 'Crea Tu Espacio,' dedicated to the care and development of children, adolescents, and their families in education and social action. This noble work ensures that less privileged families have a...

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BBA & HUMANA Seminar

BBA has recently renewed its commercial ties with the insurance company Humana. In light of this, a seminar was conducted on how to make the most of the benefits offered by this esteemed company's policies. The seminar featured the presence of key figures from Humana, as well as special guests who provide services to the expatriate community residing in Ecuador. BBA's vision and mission are clear: to provide the best benefits from contracted policies at the best prices, accompanied by unparalleled service. Moreover, BBA offers a unique guarantee to its loyal members, promising excellence in...

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Your new home without risks, where earthquakes don’t catch you off guard, secure it now!

Whether you have recently moved or have been living here for some time, you should be aware that Ecuador is located in the Pacific Ring of Fire and is more prone to seismic events due to its location in a tectonically active zone. This leads to a series of challenges for homes and buildings in general, especially in the coastal regions, where the threat of earthquakes and tsunamis is a constant concern. But do not forget that the Ecuadorian Sierra is also prone to high-intensity seismic events that put your home and life at risk. Home insurance has never been more necessary than it is now....

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