Vehicle Insurance

In Ecuador only 23.46% of the population insures their vehicle, which puts you at immediate risk if you suffer a traffic accident and you do not have a vehicle insurance that recognizes your losses and those of the affected party, in addition to a vehicle insurance not only guarantees you a payment for repairs but also provides legal advice in case you need it.

A few definitions first

All Risk

Comprehensive coverage applies to most vehicles and allows you to be protected against theft, malicious damage, collisions, legal assistance, among others.

In this group you can insure any type of vehicle you own, the only condition is that it must not be more than ten years old. The value varies according to the cost of your vehicle, but cash payments have a 12% discount, we have an exclusive insurance for you.

Total Loss and Civil Liability

Comprehensive coverage applies to most vehicles and allows you to be protected against theft, malicious damage, collisions, legal assistance, among others.

In this group you can insure any type of vehicle you own, the only condition is that it must not be more than ten years old. The value varies according to the cost of your vehicle, but cash payments have a 12% discount, we have an exclusive insurance for you.

Let’s get you revved up.

COVERAGE CONVENTIONAL INSURANCE PREMIUM EXPAT INSURANCE BASIC INSURANCE
All risk coverage
Total loss
Deductible insurance
Roadside assistance
Substitute car
Plastic surgery in case of accident
Liability coverage up to $50,000
Property coverage
Liability coverage
On-site legal assistance
Coverage throughout Ecuador
Monthly value Reference value of a vehicle of $15.000$ year 2018 (the value of the policy depends on the insured value, the age of the contracting party, and the year of the vehicle)/td>

$37.00 (per month) $45 (per month) $28 (per month)

FAQs

Can I fix my vehicle first and then request reimbursement?

NO, if you are new to Ecuador some of the processes may seem complicated and confusing but in Ecuador the insurance company must first inspect your vehicle and then authorize the repair of the vehicle.

If I leave my vehicle parked and when I return it is crashed, am I covered?

Yes, your vehicle is fully insured when you have insurance.

If I am not guilty of the event, can I ask for a lawyer?

Yes, in case of an accident in which you feel you are not at fault or do not want your vehicle to be impounded, you can ask the company for an attorney to assist you at the place of the event or collision.

In what cases can I take a substitute car?

In case of a claim in which the repair takes more than 5 days and the amount is more than 1.500$.

Up to how many kilometers can a tow truck transport me?

This coverage depends on the policy you have contracted, but generally it is 151 km of towing coverage.

The main coverages available are as follows:

  • All risk coverage
  • Coverage of damages to third parties 50.000$ is the highest of the market that only BLUEBOX gives you.
  • Coverage for partial or total theft
  • Towing service 600KM
  • Door opening service
  • In case of death of the owner $10,000 benefit
  • Patrimonial coverage
  • Legal assistance
  • Substitute car
  • Extra-territorial coverage

Remember, in Ecuador only a minimum of the population has an auto insurance which generates greater insecurity in case of an accident, you are in time to be protected against any circumstance. Quote now! with us and insure yourself with the best in Ecuador.

Let’s get you insured.

en_USEnglish